Bieser GreerBieser Greer2026-06-25T12:56:52Zhttps://www.biesergreer.com/feed/atom/WordPress/wp-content/uploads/sites/1504983/2022/05/cropped-BG_FAV-32x32.pngOn Behalf of Bieser Greer<![CDATA[How insurance companies review injury claims]]>https://www.biesergreer.com/?p=505352026-01-12T08:21:11Z2026-01-12T08:16:47ZWhen someone gets hurt in an accident, the insurance claim process may take longer than expected. Many people assume the insurer will review the claim quickly and issue payment. Instead, insurers follow a defined review process. This process focuses on records, timelines and financial risk. Understanding how it works helps injured individuals see what information supports the final accident review.
How insurance companies review injury claims
Insurance companies follow a standard process when reviewing injury claims. This process guides how adjusters gather records to assess fault and costs. Although every claim differs, insurers often examine the same categories of information.Common factors insurers review include:
Police reports that explain how the accident happened
Statements from drivers, witnesses or others involved
Medical records that link injuries to the accident
How soon medical treatment began after the incident
Photos of injuries, vehicles or accident scene
Past injuries or health conditions that may relate to the claim
Insurance coverage details and policy limits
Keeping copies of these records helps keep information clear for insurers. Organizing materials in one place can also reduce follow-up requests that slow the process.
Why injury claim reviews take time
Injury claim reviews take time because insurers collect records from several sources. Each source may respond at a different pace. Police departments may need time to release reports. Medical providers may process record requests in batches. Employers may also need time to confirm wage or attendance details.As records arrive, adjusters review the claim in stages rather than all at once. When documents come in gradually, the overall review length depends on how quickly each source provides complete information.
Understanding claim value and next steps
When insurers estimate claim value, they review medical bills, lost income and recovery time. They compare the current claim to similar past cases. Insurers rely on formulas and reference data rather than personal views of hardship.
This review helps shape how the claim moves forward within the limits of the insurance policy. As the process continues, insurers may request more records or clarification based on what they receive.
Insurance companies aim to resolve claims while managing financial risk. Understanding how the review process works helps injured individuals follow timing, documentation and communication throughout the claim. When the process becomes hard to follow, an experienced attorney can help clarify options. They can provide perspective on what comes next without unnecessary conflict.]]>On Behalf of Bieser Greer<![CDATA[3 common ways companies breach contractual obligations]]>https://www.biesergreer.com/?p=503672025-04-16T16:40:46Z2025-04-16T16:40:46ZContract breaches can force business leaders to initiate lawsuits to enforce their agreements with other parties. What types of contract breaches may require legal action to resolve?
1. Nonperformance
Failing to fulfill the terms of a contract is a common source of contract disputes. One party does not deliver goods as outlined in a contract or does not complete a project according to the agreed-upon timeline.
The failure of one party to provide the delivery of goods or certain professional services can negatively affect daily business operations. Contract litigation can result in a refund of any money paid for goods or services not provided or a court order compelling the other party to fulfill contractual obligations.
2. Substandard goods or services
Sometimes, the other party to a contract delivers goods or provides work, but what they provide falls far short of the standards outlined in the contract. Perhaps a construction professional finishes a project with cheap materials instead of the specific materials requested by the client.
Maybe a vendor delivers spoiled produce or low-quality raw materials. In cases where one party tries to cut corners regarding quality, the goods they deliver or the services they provide may constitute a breach of contract.
3. Engaging in prohibited activities
Many contracts include not just requirements for specific actions but also prohibitions on other conduct. For example, the contract may prohibit either party from disclosing the terms of the agreement to outside parties.
A breach of a confidentiality clause integrated into a contract could do real harm to one of the organizations. When there is evidence that either party engaged in actions directly prohibited by the contract, the other party could treat that conduct as a breach of contract.
If the party in breach of the initial agreement does not voluntarily remedy the situation, then it may be necessary to initiate a breach of contract lawsuit. Reviewing the contract and the conduct of the other party can help a business leader hold others accountable for negatively affecting a company's operations.]]>On Behalf of Bieser Greer<![CDATA[When is dissolution an option for Ohio spouses?]]>https://www.biesergreer.com/?p=503442025-01-22T23:08:05Z2025-01-22T23:08:05ZDissolution requires mutual agreement
In many ways, dissolution is similar to an uncontested divorce. The spouses have to resolve all of their disagreements about marital matters before they file paperwork with the family courts. They negotiate property division settlements and other disagreements before they petition to end the marriage.
Spouses must work out viable solutions for asset division, spousal support and child custody matters. They integrate those terms into a separation agreement that they submit to the courts when they file. Spouses must meet residency requirements to file for dissolution in Ohio. At least one of the spouses needs to have lived in the state for six months before filing for dissolution.
The dissolution process usually moves relatively quickly. The courts impose a 30-day waiting period after the spouses submit the petition. The courts typically must schedule a hearing within 90 days of when the spouses file the petition.
The process in family court is straightforward. The spouses need a judge to look over their separation agreement. The judge may ask questions to clarify what happens with shared property, mutual children and financial support.
The goal is to ensure that the spouses both understand and agree on the terms set in the separation agreement. Provided that the discussions during the hearing satisfy the judge, the terms set in the separation agreement then become part of the court orders issued in recognition of the dissolution.
Learning about dissolution and other low-conflict divorce solutions is a generally smart step for those preparing for divorce in Ohio. Many couples can limit the expensive conflict of ending a marriage by employing a cooperative approach.]]>On Behalf of Bieser Greer<![CDATA[3 of the most common tactics for handling criminal charges]]>https://www.biesergreer.com/?p=502932024-07-17T14:53:27Z2024-07-17T14:53:27ZRaising reasonable doubt
A traditional criminal defense strategy seeks to raise questions about someone's criminal activity. They might present an alibi in the form of testimony or timestamped images taken at another location as proof that they could not have played a role in a particular criminal incident. This approach might involve challenging the inclusion of evidence, bringing in expert witnesses or otherwise establishing a reasonable doubt about someone's involvement in a criminal matter.
Mounting an affirmative defense
An affirmative defense entails claiming that someone may have engaged in certain behavior but did not technically break the law. Perhaps the best-known affirmative defense is a claim of self-defense. Individuals accused of assault or other violent crimes might claim that they acted in self-defense rather than with the intent of harming the other person. Other affirmative defenses include claims of acting under duress or not having capacity in general or at the time of the criminal incident.
Negotiating a plea deal
Negotiating a thorough that includes specific standards for sentencing is different than simply pleading guilty to a pending charge. Someone whose defense attorney negotiates a plea deal may be able to reduce the charge that shows up on their criminal record. They can also potentially take certain penalties off the table, such as long-term incarceration.
The best defense strategies generally all require the assistance of a professional familiar with the law and the processes that unfold in criminal court. Choosing the right defense strategy can make a major difference for those facing criminal charges. Defendants who take the time to evaluate their options can potentially secure better outcomes than those who plead guilty immediately out of fear.]]>On Behalf of Bieser Greer<![CDATA[Understanding force majeure clauses in contracts in Ohio]]>https://www.biesergreer.com/?p=502332024-01-29T06:00:21Z2024-01-29T06:00:21ZOverview of force majeure
A force majeure clause is a provision in a contract that excuses non-performance in case of unexpected events that are beyond the control of the parties involved. Most contracts provide that the parties involved may extend the performance period, compensate for the lost time or terminate the contract without penalties or liabilities.
It should clearly outline the events that will trigger its activation.
The events listed in the clause must be unpredictable at the time of contract formation.
The triggering event must directly cause non-performance or delay in performance.
The party affected by force majeure must take reasonable steps to mitigate or minimize the impact of the event on their performance.
Force majeure vs. pacta sunt servanda
The force majeure clause often conflicts with the principle of pacta sunt servanda. This means “agreements must be kept.” This principle is a fundamental aspect of contract business law, and it states that parties bound by their agreements must fulfill their obligations.
However, in cases where a force majeure event occurs, the party affected may argue that they cannot perform the contract due to unforeseen circumstances beyond their control. This can lead to a conflict between the two principles, as one places importance on honoring agreements while the other allows for exceptions in case of extraordinary events.
In a world where natural disasters, wars, and pandemics have become more prevalent, force majeure clauses hold great significance. However, it is crucial to meticulously draft and negotiate these clauses to ensure fairness for both parties involved. There are people who can exploit or abuse these clauses, making it difficult for the other party to enforce their rights.]]>On Behalf of Bieser Greer<![CDATA[How to talk to your teenage kids about your divorce in Ohio]]>https://www.biesergreer.com/?p=501982023-10-24T18:33:53Z2023-10-24T18:33:53ZPlan what to say
Take some time with your soon-to-be ex to talk about what you will say, how you will approach it and when. Consider the possible practical questions your kids may have, such as "Who will I live with?" or "What happens to our house?"
Ensure you have clear but simple answers to those questions. Choose an opportune moment, free from distractions, when you can dedicate ample time to allow the conversation to unfold naturally.
Approach your kids together
Presenting a united front when going through a divorce can be reassuring for your teenage kids. It shows that even though you are splitting up, you are still a team when parenting them.
Avoid blaming each other and focus on the fact that you made this decision after careful consideration and is what is best for everyone involved. Remind your kids that both of you will always be there for them, and their happiness is the top priority.
Listen to their feelings
After passing the news, don't just close the conversation and move on. Give your kids a chance to process their emotions and express them in a safe space. They might come to you even days later and want to talk more about it. Remember to be understanding and acknowledge their feelings without trying to fix them or invalidate them.
As you navigate this challenging time, remember that your unwavering love and support are the most crucial factors in helping your teenagers weather the storm of divorce. Be patient, as they may experience a rollercoaster of emotions and need time to adjust to their new reality. Stay open, honest and consistently reassure them that while family dynamics may change, your commitment to their well-being remains steadfast.]]>On Behalf of Bieser Greer<![CDATA[Can I sue for lost wages after a motor vehicle accident?]]>https://www.biesergreer.com/?p=501972023-07-25T03:04:20Z2023-07-25T03:04:20ZWhat are lost wages?
Lost wages occur when victims cannot work following motor vehicle accidents. In these cases, lost wages refer to the money someone would have earned from the time of the accident to the date of settlement or judgment. Plaintiffs must prove that the injuries incurred directly prevented them from being able to work. The claims process for lost ages involves two damages: lost earning capacity and lost compensation. The first refers to the inability to work, while the second relates to wages and other possible benefits that would have been earned. These can include bonuses and other perks.
Proving lost wages
Proving that an accident caused a plaintiff's inability to work following an accident is essential to a successful claim. Several types of documents are necessary. These include:
Medical documentation that you must take time off from work for recovery and rehabilitation
Paystubs or other financial documents proving the loss of income
Wage verification letter from your employer confirming your usual pay
Filing a claim for lost wages
The effects of automobile accidents can be devastating and often life-changing, especially when victims sustain multiple severe injuries. When injuries are extensive, victims cannot work for months or sometimes years as they undergo surgeries and comprehensive rehabilitation. Victims sometimes become permanently disabled, unable to draw regular income in the future. In this situation, lost wages claims may become part of a larger injury lawsuit.
As a victim, you can recover lost wages in various ways, depending on the severity of your injuries. Options include filing a claim with your insurance company or that of the driver causing the accident. When accident-related costs are excessive, you can also file a lawsuit for compensation.]]>On Behalf of Bieser Greer<![CDATA[An OVI conviction may severely affect your career]]>https://www.biesergreer.com/?p=501852023-04-07T17:23:29Z2023-04-07T17:23:29ZLosing your professional license is a possibility, and so is losing your job. These two examples represent extreme ways in which a criminal conviction affects your livelihood.
Missed work and termination
Here are some of the ways that an OVI conviction may stunt your career, affecting you and your family:
Missed work hours means missing income: Dealing with a criminal charge will take time away from your job. You must have regular meetings with your attorney, make court appearances, and, if convicted, must fulfill your sentence by even going to jail. These results will take time away from your job and lead to a shrinking paycheck. On top of that, your employer may not be so understanding of your dilemma.
Job termination or suspension: With a code of conduct in place, employers set guidelines on what they expect of their employees. A criminal conviction is not one of them. You could face a significant suspension or even get fired. Some employers may require you to enroll in a substance abuse rehabilitation program for you to keep your job.
Suspension or loss of professional license: Many jobs require a state license in Ohio. The list includes accountants, attorneys, counselors, dentists, emergency medical technicians, nurses, physicians, real estate agents, teachers and truck drivers, You will face a hearing before the state governing board, which will decide your fate.
The disappearance of job offers: Employers conduct background checks on prospective employees. They likely will find out about your OVI conviction and possibly rescind a job offer. Other employers may simply discard your resume.
An OVI conviction may have a lasting impact on your career. Please remember that.
Work with an attorney
Your career may be in jeopardy after an OVI conviction. You must take the steps to overcome this charge. The best way may be to enlist the aid of an attorney, who will work to get the charge reduced or dismissed.]]>On Behalf of Bieser Greer<![CDATA[How to have a divorce that centers on your children]]>https://www.biesergreer.com/?p=500812022-10-26T01:18:33Z2022-10-26T01:18:33ZOverwhelming emotions can cloud decisions involving children
Overwhelming emotions, especially during the initial stages, can cause parents to focus on their own needs instead of those involving their children during divorce. Even parents who are devoted to their kids can forget about protecting them from the stress and pain that divorce produces. Nevertheless, most divorcing parents agree that they love their children. By focusing on your love for them, you can achieve a child-centric divorce and reassure your children that everything will eventually be all right.
Steps to a child-centric divorce
Consider these four steps that will reassure your children during the process:
Commit with your spouse to stay out of court, increasing your ability to protect your children from conflict
Focus on recovery, and just let your kids be kids
Focus on your relationship with each child and try to understand their feelings and behavior
Keep the divorce process moving along but don't rush it either, so you can begin to heal
Unwinding your marriage in a healthy manner
Avoiding excessive conflict during divorce negotiations is crucial for the mental health of everyone involved, especially your children. No matter how old they are, if they see mom and dad screaming and arguing over every aspect of the split, including child custody, visitations, etc., they may think the divorce is their fault. When you can't agree on a solution, going through mediation may be the best alternative.
Taking time to cool off is also helpful. It takes time to unwind a marriage, so carefully evaluate and consider what the best solutions and alternatives are, not just for you but also for your children.]]>On Behalf of Bieser Greer<![CDATA[Who is getting distracted behind the wheel?]]>https://www.biesergreer.com/?p=500502025-05-12T06:29:43Z2022-09-13T17:00:57ZYoung drivers stand out in distracted driving crashes
According to 2019 data from the CDC, drivers aged 15-20 made up 9 percent of distracted drivers who were involved in fatal car accidents. That was the highest percentage of any age group, which ranged from 21-24 to 75-plus. No other age group made up more than 7 percent of the total.
Drilling down even further, the CDC found that older teens were more likely to drive while distracted. In a survey, 60 percent of teens 18 or older admitted texting or emailing while driving at least once in the previous 30 days. For 17-year-olds, 51 percent said the same thing. The number dropped substantially among 16-year-olds, only 31 percent of whom said they had been distracted while driving in the past month.
Bad driving habits learned young put us all in danger
These numbers are especially disturbing when you consider that most of us learn to drive when we are 15-18. The habits we learn then can stay with us for the rest of our driving careers. Bad habits like cellphone use behind the wheel, if not fixed early, can lead to decades of dangerous situations and potentially deadly collisions.]]>